Shawna Messick

Shawna Messick

Assumable homes for sale in Waddell, AZ

200 homesVA & FHA loansrates from 2.12% vs 7.40% today

Waddell assumption guide
13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$226,949 down
Rate
2.25%
7.40%today
Payment
$1,237/mo
$2,241today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$91,574 down
Rate
4.875%
7.40%today
Payment
$2,341/mo
$3,063today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$518,867 down
Rate
3.75%
7.40%today
Payment
$3,590/mo
$5,367today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

17034 Seldon Lane, Waddell, AZ, 85355 — assumable FHA mortgage at 6.08%
FHA
Active
37
$510,000$15,639 down
Rate
6.08%
7.40%today
Payment
$3,056/mo
$3,499today
  • 4beds
  • 3baths
  • 3,017sqft

17034 Seldon Lane, Waddell

18549 SELDON Lane, Waddell, AZ, 85355 — assumable VA mortgage at 5.625%
VA
Active
38
$639,000$227,456 down
Rate
5.625%
7.40%today
Payment
$2,460/mo
$2,958today
  • 3beds
  • 3baths
  • 2,392sqft

18549 SELDON Lane, Waddell

14404 WETHERSFIELD Road, Surprise, AZ, 85379 — assumable VA mortgage at 3.10%
VATop pick
Active
36
$599,000$10,965 down
Rate
3.10%
7.40%today
Payment
$2,783/mo
$4,512today
  • 4beds
  • 4baths
  • 3,064sqft

14404 WETHERSFIELD Road, Surprise

18031 UDALL Drive, Surprise, AZ, 85374 — assumable FHA mortgage at 2.87%
FHA
Active
30
$326,900$39,511 down
Rate
2.87%
7.40%today
Payment
$1,343/mo
$2,243today
  • 1beds
  • 2baths
  • 1,270sqft

18031 UDALL Drive, Surprise

14870 ENCANTO Boulevard #2138, Goodyear, AZ, 85395 — assumable VA mortgage at 2.87%
VA
Active
41
$290,000$52,644 down
Rate
2.87%
7.40%today
Payment
$1,105/mo
$1,845today
  • 2beds
  • 2baths
  • 1,329sqft

14870 ENCANTO Boulevard #2138, Goodyear

19948 ROMA Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.90%
FHA
Active
53
$418,000$83,454 down
Rate
2.90%
7.40%today
Payment
$1,559/mo
$2,593today
  • 4beds
  • 2baths
  • 1,920sqft

19948 ROMA Avenue, Litchfield Park

10459 PASADENA Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
4
$325,000$52,059 down
Rate
3.05%
7.40%today
Payment
$1,290/mo
$2,105today
  • 3beds
  • 2baths
  • 1,107sqft

10459 PASADENA Avenue, Glendale

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$314,500$49,965 down
Rate
3.07%
7.40%today
Payment
$1,253/mo
$2,040today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$410,000$73,734 down
Rate
3.07%
7.40%today
Payment
$1,593/mo
$2,593today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

16176 STATLER Street, Surprise, AZ, 85374 — assumable VA mortgage at 3.10%
VA
Active
33
$450,000$89,045 down
Rate
3.10%
7.40%today
Payment
$1,708/mo
$2,770today
  • 6beds
  • 3baths
  • 2,166sqft

16176 STATLER Street, Surprise

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
36
$339,900$56,976 down
Rate
3.10%
7.40%today
Payment
$1,342/mo
$2,175today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$70,456 down
Rate
3.25%
7.40%today
Payment
$1,602/mo
$2,549today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$46,518 down
Rate
3.49%
7.40%today
Payment
$2,377/mo
$3,670today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

15792 DESERT MIRAGE Drive, Surprise, AZ, 85379 — assumable VA mortgage at 2.25%
VA
Active
29
$625,000$177,027 down
Rate
2.25%
7.40%today
Payment
$1,983/mo
$3,593today
  • 5beds
  • 3baths
  • 3,924sqft

15792 DESERT MIRAGE Drive, Surprise

13327 BOLERO Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 2.71%
VA
Active
54
$249,900$55,480 down
Rate
2.71%
7.40%today
Payment
$906/mo
$1,544today
  • 2beds
  • 2baths
  • 1,138sqft

13327 BOLERO Drive, Sun City West

10241 PUGET Avenue, Peoria, AZ, 85345 — assumable VA mortgage at 2.71%
VA
Active
31
$375,000$101,030 down
Rate
2.71%
7.40%today
Payment
$1,279/mo
$2,181today
  • 3beds
  • 2baths
  • 1,578sqft

10241 PUGET Avenue, Peoria

21138 EDGEMONT Avenue, Buckeye, AZ, 85396 — assumable VA mortgage at 2.77%
VA
Active
70
$650,000$115,595 down
Rate
2.77%
7.40%today
Payment
$2,459/mo
$4,160today
  • 5beds
  • 4baths
  • 2,705sqft

21138 EDGEMONT Avenue, Buckeye

15250 PIERSON Street, Goodyear, AZ, 85395 — assumable VA mortgage at 2.78%
VA
Active
54
$673,500$187,012 down
Rate
2.78%
7.40%today
Payment
$2,241/mo
$3,787today
  • 7beds
  • 3baths
  • 3,290sqft

15250 PIERSON Street, Goodyear

14994 VIRGINIA Avenue, Goodyear, AZ, 85395 — assumable FHA mortgage at 2.79%
FHA
Active
38
$384,500$101,537 down
Rate
2.79%
7.40%today
Payment
$1,330/mo
$2,243today
  • 4beds
  • 3baths
  • 1,932sqft

14994 VIRGINIA Avenue, Goodyear

14575 MOUNTAIN VIEW Boulevard #11220, Surprise, AZ, 85374 — assumable FHA mortgage at 2.81%
FHA
Active
47
$285,000$84,369 down
Rate
2.81%
7.40%today
Payment
$949/mo
$1,598today
  • 3beds
  • 2baths
  • 1,651sqft

14575 MOUNTAIN VIEW Boulevard #11220, Surprise

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 down
Rate
2.84%
7.40%today
Payment
$1,197/mo
$2,007today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

2014 MARKETSIDE Avenue, Buckeye, AZ, 85396 — assumable FHA mortgage at 2.90%
FHA
Active
50
$400,000$93,407 down
Rate
2.90%
7.40%today
Payment
$1,428/mo
$2,376today
  • 4beds
  • 3baths
  • 2,064sqft

2014 MARKETSIDE Avenue, Buckeye

3945 FOUNDER Circle, Buckeye, AZ, 85396 — assumable VA mortgage at 2.98%
VA
Active
46
$799,000$230,207 down
Rate
2.98%
7.40%today
Payment
$2,691/mo
$4,431today
  • 4beds
  • 3baths
  • 2,596sqft

3945 FOUNDER Circle, Buckeye

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,556 down
Rate
3.00%
7.40%today
Payment
$600/mo
$986today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

11844 CHERRY HILLS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.04%
FHA
Active
31
$249,000$74,692 down
Rate
3.04%
7.40%today
Payment
$834/mo
$1,363today
  • 2beds
  • 1baths
  • 1,139sqft

11844 CHERRY HILLS Drive, Sun City

15121 WOODRIDGE Drive, Surprise, AZ, 85374 — assumable VA mortgage at 3.07%
VA
Active
30
$335,000$74,565 down
Rate
3.07%
7.40%today
Payment
$1,234/mo
$2,008today
  • 2beds
  • 2baths
  • 1,183sqft

15121 WOODRIDGE Drive, Surprise

16854 RIMROCK Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.10%
VA
Active
39
$385,000$100,477 down
Rate
3.10%
7.40%today
Payment
$1,349/mo
$2,188today
  • 4beds
  • 3baths
  • 2,220sqft

16854 RIMROCK Street, Surprise

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,698 down
Rate
3.11%
7.40%today
Payment
$958/mo
$1,551today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

4428 185TH Avenue, Goodyear, AZ, 85395 — assumable VA mortgage at 3.12%
VA
Active
69
$1,125,000$328,403 down
Rate
3.12%
7.40%today
Payment
$3,770/mo
$6,097today
  • 5beds
  • 4baths
  • 3,419sqft

4428 185TH Avenue, Goodyear

19040 BECKER Lane, Surprise, AZ, 85388 — assumable VA mortgage at 4.17%
VA
Active
38
$600,000$29,652 down
Rate
4.17%
7.40%today
Payment
$3,014/mo
$4,282today
  • 4beds
  • 4baths
  • 3,372sqft

19040 BECKER Lane, Surprise

19925 TURQUOISE Point, Surprise, AZ, 85387 — assumable VA mortgage at 3.89%
VA
Active
64
$499,900$42,306 down
Rate
3.89%
7.40%today
Payment
$2,355/mo
$3,462today
  • 2beds
  • 2baths
  • 1,814sqft

19925 TURQUOISE Point, Surprise

15963 171ST Drive, Surprise, AZ, 85388 — assumable FHA mortgage at 2.67%
FHA
Active
41
$399,000$136,194 down
Rate
2.67%
7.40%today
Payment
$1,222/mo
$2,094today
  • 3beds
  • 2baths
  • 1,670sqft

15963 171ST Drive, Surprise

12817 SAN MIGUEL Avenue, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.76%
VA
Active
49
$799,000$213,466 down
Rate
2.76%
7.40%today
Payment
$2,698/mo
$4,570today
  • 4beds
  • 4baths
  • 2,407sqft

12817 SAN MIGUEL Avenue, Litchfield Park

Assuming a mortgage in Waddell

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 5 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$409 /mo
Median cash to assume
$168,323
Shawna Messick

Shawna Messick

Realtor License: SA650383000

Russ Lyon Sotheby's International Realty

shawna.messick@russlyon.com+14807738838Russ Lyon Sotheby's International Realty logo
Equal Housing Opportunity

Russ Lyon Sotheby's International Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.